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Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 Sample Questions:
1. Which benefit is usually excluded from major medical expense plan coverage?
A) Prescription drugs
B) Routine dental care
C) Physical therapy
D) Hospice care
2. Giving policyholders some part of the agent's commission as an inducement to purchase insurance is an unfair trade practice known as:
A) Twisting
B) Retention
C) Rebating
D) Replacement
3. Medical charges that fall within the range of fees normally charged for a given procedure in a certain geographical area are called:
A) Scheduled charges
B) Reasonable and customary charges
C) Preapproved charges
D) Utilization charges
4. Accident and health policies must cover physically or mentally handicapped dependent children:
A) To age 19
B) For life
C) Until they become self-sustaining
D) To age 25
5. Medical expense insurance typically EXCLUDES coverage for treatment of:
A) Eating disorders
B) Intentionally self-inflicted injuries
C) Undiagnosed diseases
D) Chronic back pain
Solutions:
Question # 1 Answer: B | Question # 2 Answer: C | Question # 3 Answer: B | Question # 4 Answer: B | Question # 5 Answer: B |